You are spending more than you have coming in...
There may be lots of reasons for this, but the important thing is to get help at the earliest stage you can.
It's crucial to keep up with priority payments such as rent, mortgage, council tax and utilities. If you're unable to meet any priority payments, get advice quickly, as you could lose essential services or face repossession if you do not act.
Speak to us
Our Money Advice and Guidance Service can help you to deal with money and debt problems.
Our team of qualified and experienced advisors will talk to you about the best solutions available to resolve your difficulties. These could be, simply better budgeting or talking to your creditors, and more complicated issues, such as bankruptcy or insolvency. Our aim is to ensure that you’re in a better position to manage your money and sustain your income and expenditure in the future.
Where possible, we’ll consider relevant and appropriate financial support alongside our advice and guidance.