- General support
- Managing better
- Wanting to save or invest
- Planning for the future
- Managing debt
- Scotland
- Northern Ireland
General support
Money Advice Service
Telephone: 0800 138 7777
The Money Advice Service offers comprehensive advice and guides to help improve your finances from budgeting and buying a home through to retirement. Online tools and calculators help you keep track of your money and plan ahead. Their advice line is open 8am to 6pm Monday to Friday.
GOV.UK
The Gov.uk website has information on government services, tax, benefits, pensions and other legal matters.
Citizens Advice
Telephone: 03444 111 444
Citizens Advice provides advice and information on a range of issues including money, debt and benefits. Their website includes factsheets and template letters along with an online search to find local advice. Their advice line is open 9am to 5pm Monday to Friday.
Managing better
Entitled to
Entitled to has an easy to use online benefits calculator to see what you can claim as well as other information.
Money Saving Expert
The Money Saving Expert website has lots of information and advice to help you cut costs.
Turn2us
Telephone: 0808 802 2000
Turn2us is a national charity that helps people in financial hardship gain access to welfare benefits, charitable grants and support services. Includes a benefits calculator and grants search tool. Their helpline is open 9am to 5:30pm Monday to Friday.
Wanting to save or invest
Money Advice Service
Telephone: 0800 138 7777
The Money Advice Service gives information on saving or investing, what to consider and how to decide on the best options. Their advice line is open 8am to 6pm Monday to Friday.
Credit Unions
Credit Unions are owned by and run for members with profits going into improving services or paid as dividends to members. Credit Unions can be a good way to save and may be a cheaper way to borrow smaller amounts. Loans are available to members only.
Financial Services Compensation Scheme (FSCS)
Telephone: 0800 678 1100
The FSCS protect consumers when authorised financial services fail. Their helpline is open 9am to 5pm Monday to Friday excluding bank holidays.
Financial Ombudsman Service (FOS)
Telephone: 0800 023 4567
The FOS deal with complaints about financial products or services. Their consumer helpline is open 8am to 5pm Monday to Friday.
Financial Conduct Authority (FCA)
Telephone: 0800 111 6768
The FCA protects you against scams. Their helpline is open 8am to 6pm Monday to Friday and 9am to 1pm Saturday.
FCA Scamsmart
Telephone: 0800 111 6768
Check the FCA warning list before committing to an investment or pension opportunity. Alternatively their helpline is open 8am to 6pm Monday to Friday and 9am to 1pm Saturday.
Planning for the future
Civil Service Pension Scheme
Telephone: 0300 123 6666 (for members)
The Civil Service Pension Scheme website provides information about your Civil Service pension. They are open Monday to Friday 9am to 5pm.
Pension Wise
Telephone: 0800 138 3944
Pension Wise can help if you are over 50, have a personal or workplace pension and want to make sense of your options. Phone between 8am to 8pm Monday to Friday to book a phone or face to face appointment. Your appointment will last around 45 to 60 minutes and will explain your pension options, how each option is taxed and give you the next steps to take.
Pensions Advisory Service
Telephone: 0800 011 3797
The Pensions Advisory Service offer free and impartial advice to people with personal or workplace pensions. Their pension helplines are open 9am to 5pm Monday to Friday.
Pension Tracing Service
Telephone: 0800 731 0193
The Pension Tracing Service provide free and impartial service to help you find lost pensions and advice on what to do with them. Their tracing service is open 8am to 6pm Monday to Friday.
UK Care Guide
The UK Care Guide bring together all aspects of elderly care to give a single resource to help and inform. Read their guide on avoiding pension scams.
Managing debt
If you're struggling with debt you're not alone – there's plenty of help available.
The Charity for Civil Servants
Telephone: 0800 056 2424
Our Money Advice and Guidance Service has a team of qualified and experienced advisors who will talk to you about the best solutions available to resolve your difficulties. Our helpline is open 9am to 4pm Monday to Friday.
Money Advice Service
Telephone: 0800 138 7777
The Money Advice Service gives access to free local money advice services. Their advice line is open 8am to 6pm Monday to Friday.
National Debtline
Telephone: 0808 808 4000
National Debtline provide advice and information, including factsheets and template letters, to help you deal with debts. Their debt advice line is open 9am to 8pm Monday to Friday.
StepChange
Telephone: 0800 138 1111
StepChange offer tailored advice and practical solutions to problem debt including free debt management plans. Their debt advice line is open 8am to 8pm Monday to Friday and Saturday 8am to 4pm.
PayPlan
Telephone: 0800 280 2816
PayPlan provide free Debt Management Services and access to other legal remedies such as Debt Relief Orders or Individual Voluntary Arrangements. Their debt help and advice line is open 8am to 8pm Monday to Friday and 9am to 3pm Saturdays.
Scotland
Money Advice Scotland
Telephone: 0800 731 4722
Money Advice Scotland promote free, confidential money advice and financial inclusion. They have an online tool to find an approved money adviser. Their helpline provides signposting to free confidential and independent advice on how to deal with debt problems. They are open 8:30am to 6pm Monday to Thursday and 8:30am to 3:30pm Friday.
Scotland's Financial Health Service
Scotland's Financial Health Service provides free and impartial advice gateway for debt, money and planning for life events. Includes a local advice finder.
Scottish League of Credit Unions
Scottlish League of Credit Unions provides an online directory of Credit Unions in Scotland.
Accountant in Bankruptcy (AiB)
Telephone: 0300 200 2600
AIB is Scotland's Insolvency Service. Their website has a comprehensive guide to insolvency options in Scotland, including eligibility and how to apply. Their helpline is open 9am to 4:30pm Monday to Friday.
Home Owners' Support Fund
Home Owners' Support Fund is an initiative from the Scottish Government to provide help to homeowners who are finding it difficult to pay their mortgages.
Shelter Scotland
Telephone: 0808 800 4444
Shelter Scotland provides in depth guidance for people facing eviction in Scotland. Their helpline is open 9am to 5pm Monday to Friday.
Northern Ireland
NI Direct
NI Direct allows you to find government services and get information on tax, benefits and other legal matters.
Consumer Council – Northern Ireland
The Consumer Council provides information and advice on consumer rights and how to make a complaint plus useful tips on how to save money and get the best deals.
Citizens Advice – Northern Ireland
Citizens Advice (NI) provide advice and information on a whole range of issues including money, debt and benefits. Factsheets and template letters. There is also an online search to access local advice services.
Irish League of Credit Unions
The Irish League of Credit Unions is owned by and run for members with profits going into improving services or paid as dividends to members. Credit Unions can be a good way to save and may be a cheaper way to borrow smaller amounts. Loans are available to members only. Local search facility.
Housing Rights – Northern Ireland
Telephone: 028 9024 5640
Housing Rights (NI) is funded by the Department of Communities and provides free independent housing advice to tenants and homeowners in Northern Ireland. Their advice line is open 9:30am to 4:30pm Monday to Friday.