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Self help templates

We’ve teamed up with National Debtline to offer you a range of self-help templates for you to download and keep.

Hold action on your account

Use this letter to ask your creditors to hold action on your account while you get some advice.

Pro-rata offers

Use this letter to ask your creditors to accept pro-rata payments on your debts.

Token payment or no offer of payment

Use this letter to ask your creditors to accept a token payment or no payment on your debts.

Freeze interest

Use this letter when a creditor refuses to freeze interest on your account.

Full and final settlement offer

Use this letter to help you negotiate a full and final settlement offer with a creditor. This is a type of offer where you can ask the creditor to accept part of the paymount you owe and write off the rest.

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