Money worries such as debt can put an immense amount of strain on someone and lead to mental ill health. But mental ill health can lead to money worries if the person is too ill to keep track of it or spending more than they can afford.
The impact tends to work both ways. Often people will want to bury their heads in the sand, neglect personal finances, avoid opening bills and feel too ashamed to seek help from friends and family for fear of being judged.
But, ignoring financial matters can have serious consequences.
Do you have a problem?
To work out whether the money you owe is likely to cause you problems you can take the Money Advisory Service Debt Test.
If you've decided that you do have a problem with debt, there is a lot you can do about it and the earlier you start the better!
Facing up to a difficult situation may not be easy but you are likely to feel better once you have a plan of action.
Our Money Advice and Guidance team can talk to you about your debt and the options available to you to make long term, positive changes, whilst addressing more urgent issues that you might face.